Saturday, November 7, 2009

How do I copy data from one user account to another on Windows XP Pro?

Easy directions to move all of my data to another user profile would be appreciated. Thanks in advance.
How do I copy data from one user account to another on Windows XP Pro?
The easiest way is to use the File and Settings Transfer Wizard. While logged in as you, Start%26gt; All Programs %26gt; Accessories %26gt; System Tools %26gt; File and Settings Transfer Wizard. Follow the prompts in the wizard, using your account as the 'old computer', and choosing "Files only" on the appropriate page. When it asks where to store, pick a flash drive if you have one, otherwise select a folder on your hard drive (create one if you want just for this purpose). When it's done, log into the other user, open the wizard there as the 'New computer' and let it gather the files and put them in their correct locations.
Reply:In the admin. account go to windows explorer, click on the plus next to mycomputer it will show your HD ususally local disk, click plus then click plus on documents and settings, click on the user account that the files are in and click on the file go to edit and copy to file a pop up will come up then find where you want to copy the file click on it and then clik copy.
Reply:If you are Admin just copy over the files into correct folders


ie. C:\Documents and Settings\XXXXXXXX\My Documents


into C:\Documents and Settings\YYYYYY\My Documents


hop that helps

Is it possible to delete an xbox live account and start over with the same information?

My brother just created a new xbox live account, but he messed up when choosing his gamertag. He accidentally selected one of the suggested tags instead of going back to the creation screen to pick his own.


He's now stuck with a really awful gamertag. Is it possible to delete this one, and start over, or do we have to pay the ten bucks to fix it?





Also, if we delete this account, will all his game saves be deleted?


Thanks for the help, my poor brother is really upset.
Is it possible to delete an xbox live account and start over with the same information?
all he can do is change his gamertag for 800 gamer points im sure you can find a prepaid card somewhere or pay with a credit card


just try not to pick a suggested tag this time


good luck

How to restrict others from creating a new account in my computer?

My brother keeps making a new account to use my computer. How will I restrict annyone from creating a new account. My account is password protected. I am using windows XP.
How to restrict others from creating a new account in my computer?
First put Password on your account and the "Administrator" account so your brother was unable to access both, then create a new one with "Limited" account settings for your brother....





Directions:


Step 1:





Open "Control Panel" and double Click on "User Accounts" icon





Step 2:





Single Click on your account profile then click "Create a Password"





after setting up a password to your account follow the direction bellow to put Password on "Administrator" account





Direction:





Restart your computer... and login as "Administrator" by pressing "CTRL + Alt + Delete" twice then do the same as you did on your account to set up password....





Hope this help
Reply:Just give him standard user account. He will not be able to create any new user
Reply:Well, go to the User Accounts (in the Control Panel), click Change an Account %26gt; click your brother's account %26gt; Change the account type %26gt; Limited and accept changes.
scientific name

Why is craigslist asking me to start an account to list items?

I've listed many things in the past but when I recently tried, it told me to set up an account. After doing this it said it needs to authenticate my account by phone.
Why is craigslist asking me to start an account to list items?
This is a new way for craigslist to cut down on spam and scammers. Whether it works or not is still up for discussion, however most likely you are being asked to add an account and verify because you have several listings already online.





http://www.LiveSimon.com - The Free Auction and Classified Community.







How do I use messenger with my new account?

I already have an email address with yahoo and I have just recently installed messenger. Today I created a new account because the other one was overloaded and too far gone. I have been using messenger with my old account for a while, but I want to use my new ID with messenger instead of the old one. Every time I open messenger it signs me in through my old account. My question is what do I need to do to use messenger with my new ID? Thanks.
How do I use messenger with my new account?
try signing out first and then u can type ur new account


to sign out go click on messenger and at the bottom it says sign out and click that and it takes u to the log in process and uncheck the sign me in automatic

What does transfering money to your credit card account do?

Obviously you pay off a credit card bill with a check or using bill pay through your bank. I have a credit card account through Wells Fargo, and I notice that when I choose to transfer money from my checking account to one of my other Wells Fargo accounts, I can transfer it to my savings as well as my credit card account. What happens when I transfer money to my credit card account? I did not know you can do such a thing. Is that for stashing cash away so I have money come bill paying time?
What does transfering money to your credit card account do?
It just pays your balance. It is for convience.
Reply:no it will actually count as a payment





I do it all the time with my Citibank and Chase accounts
Reply:yes, it is just like making a payment!

What documents are needed for opening a bank account?

For direct debits etc?


My parents opened a building society account for my when i was young, i'm now 18 and it would be a lot more convenient to have a bank account.


I have a passport and some past payslips but would I need anymore ID?
What documents are needed for opening a bank account?
This should be fine. You can carry your SSN card as with you when you walk in to the bank.
naming

How does interest work on a money market account?

I was thinking about opening a money market account with a lcoal bank who offerse a 3month special rate of 5%. Does that mean I get 5% interest each month for the balance in the account?
How does interest work on a money market account?
This means you have to keep the money in the account for a minimum of 3 months in order to get 5% interest. After 3 months the rate probabily falls back to something lower, most likely around 3-4.5%.





Make sure you read all the fine prints. There might be penalty or really low interest rate if you withdraw early.





I suspect that the 5% rate is an annual rate. If you deposit $1000 into this money market account, at the end of the 3rd month you will have $1004.17.





Also note that interest from money market account will be in the bottom Divident section of your Schedule B, rather than Interest section.
Reply:You get 5% PER YEAR.





The rate is valid for only 3 months, after that it will be a lower rate.
Reply:5% is the APR (Annual Percentage Rate). So, the total return for 3 months is 1.25%. However, since it is a CD, so, you will be locked in and if you decide to take your money out before the end of the term, you will have to pay a penalty. Currently, I think you can get 4.4% from ING direct, 5.05% from HSBC Direct and 5.0% from Citi direct ... and all those are regular accounts i.e. you can withdraw anytime.
Reply:You're describing a short-term certificate of deposit, not a money-market account. And, no, you do not get 5% per month. Your rate is 5% annually. Over the 3-month period, you will actually receive a total of 1.25% interest on your deposit.





So, if you deposit $1000, you will have about $1012.50 in your account at the end of 3 months.
Reply:I'm not too sure cuz I don't understand but I'm guessing it means if you open up a money market account you'll get 5% interest for the first 3 months (5% each month) and then it will go back to the normal % rate it is.

What documents are needed for opening a bank account?

For direct debits etc?


My parents opened a building society account for my when i was young, i'm now 18 and it would be a lot more convenient to have a bank account.


I have a passport and some past payslips but would I need anymore ID?
What documents are needed for opening a bank account?
This should be fine. You can carry your SSN card as with you when you walk in to the bank.

If you have money sitting in a savings account earning interest, do you have to pay quarterly estimated taxes?

If not, can a person collect interest on their money all year long and just pay taxes on the interest at the beginning of the following year? Does it matter the amount? What if a person has ten million dollars sitting in an account earning interest?
If you have money sitting in a savings account earning interest, do you have to pay quarterly estimated taxes?
If you expect to have a tax liability over $1,000 that is not covered by withholding, then you are supposed to pay estimated taxes.





If you earn enough interest to owe $1,000 in taxes on the interest, you should send in estimated tax payments.
Reply:It depends on how much interest you're getting. If you had $10,000,000 in your account, then yes you should.





At tax time, if you don't have most of your taxes already paid, you can be penalized for under-withholding.
Reply:If your total tax liability is expected to exceed $1,000, you must make quarterly estimated payments.
Reply:ask this in business %26amp; finance (taxes)
Reply:no, only at the end of the year it's not road tax.
Reply:If you have enough to leave 10 million in a savings account then you know you need to pay quarterly. If it is just a piddly amount like 1 or 2 thousand, then unless you have a lot of other taxes that need to be paid quarterly, the IRS will probably not go after you if you pay annually. Just be sure to declare the interest and pay.
Reply:no, but you do have to pay income tax on iit-you will get a 1099 form for the irs

How can I add a different named bank account with PayPal?

I am wanting to transfer funds into my wife's bank account from my PayPal account, but I am not able to add an account without using my surname, which my wife does not use. My account cannot be used unfortunatly.





How could I achieve this? Thanks in advance.
How can I add a different named bank account with PayPal?
have her setup an account and transfer money that way.
name naming

What is the best bank with a checking account that has "no minimum balance required"?

I need a bank that offers free checking account with no minimum balance. I used to bank with WaMu but their security and service was unsatisfying so i closed my account. Wachovia I might consider but I don't know if they are trustworthy. Any suggestions?
What is the best bank with a checking account that has "no minimum balance required"?
Try searching on http://www.bankaround.com. You can search by how much money you have to put in the bank and it'll return you a list of banks and accounts.





WAMU does have a nice free checking account with a high interest earning savings account as well. What was so bad about WAMU?
Reply:WaMu seems to give good direct service from branches that are left, but good luck if you have to deal with their headquarters. In June I accidentally put the wrong date on a check deposited in an ATM for my checking account on a Sunday, and they called me first thing Monday to tell me. That gave me a chance to give them a corrected check.





But trying to straighten out initial property tax payments from escrow for a double lot in 2002 is too long a story to relate here.





As long as you pay your bills, it can help to have checking where you have credit card(s) you use the most.





I have only been with Chase since they bought BankOne, and many of the people at the branches I deal with have been at my local branches under different bank names for 20 years. I switched from interest checking to free checking when my IRA CD expired and I transferred that to a broker, and have no complaints.





With Chase checking you can pay Chase credit cards online same day before 7 PM, other credit cards within 2 days. WaMu electronic bill pay says to allow 5 days, although, that will likely happen quicker in most cases. I do split direct deposit to both accounts (WaMu to autopay my home loan).
Reply:This could be interesting for you.





http://www.jr-quality.com/ING-Direct/dir...
Reply:citibank , Cal national (dependin on your location of course)
Reply:Navy Federal Credit Union or USAA. I got both.
Reply:CHASE

How to pay/fund Paypal account from verified Paypal to another verified account?

I recently started a Paypal account to pay someone around $2000 funded by my creditcard. I have just verified it today but it is still blocking my payment. Apparently I cannot use the creditcard at the time and I have to try again later. I have managed to transfer some money in a smaller amount over. Paypal is now saying 'Authorization Failed' for future transfers. Apparently this is because my account is new and they think it is suspicious.





Are there any other ways from other Payment processors that can take my creditcard payment and then deposit the amount to the designated Paypal account?





Creditcard has been confirmed by my Bank to be correct and working. My Paypal is enrolled in the 'Expanded Use Program' and is a Verified account. Paypal backed by Creditcard as Paypal do not provide Bank funding option for NZ'ers.





Both paying and receiving ends of the payments have their accounts located in New Zealand.
How to pay/fund Paypal account from verified Paypal to another verified account?
If it is saying that the authorization failed you may want to check with your bank again. Some cards have less than a $1000 limit per day. Most cards are at the $2000.00 limit. However I am willing to bet that your paypal account block the transaction. If your normal payments sending and receiving have been fairly low and you are now sending a $2000 payment paypal has probably blocked your payment due to a possible fraud risk. This would be because of a spike in your buying pattern.
Reply:https://www.paypal.com/ca/mrb/... Report Abuse

Reply:https://www.paypal.com/ca/mrb/... Report Abuse

Reply:Go to the help tab at the top in your paypal account. And then tab on to customer service and either call them or email them your question. This will give you the most reliable answer.

How do I find out if a bank account has been opened in my name?

I was just trying to open an account online and the site said I already have an account with that bank.
How do I find out if a bank account has been opened in my name?
Find the MAILING address for the bank. It should be on the website somewhere. Look for "Contact Us". Send a Certified letter explaining that the website states you have an account, but you are not aware of the account. Request documentation of the account. They will probably request proof that you are who you claim to be. If the bank has a branch you can visit, walk in and talk to someone in person.
Reply:B T: None of the checking or savings accounts I have have EVER appeared on my credit report. Report Abuse

Reply:thru credit report. check if any banks on your report tried to check your history...then call those banks.

What account does discount to sales go in?

I am switching from Platinum to Peachtree. I need to set up the chart of accounts and need to know what account to put the discount to sales in. Also has anyone used Peachtree for manufacturing?
What account does discount to sales go in?
it's a contra account to sales.
naming

What happens to the money in a bank account when its holder dies without writing a will?

It depends. If the account is known, then it will be counted among the deceased assets and divided up according to applicable law. If the account isn't known, then after a certain period of time the bank will consider the account abandoned and turn over its funds to the state.
What happens to the money in a bank account when its holder dies without writing a will?
it belong to the bank ok except if the person is a god fearear he or she we know what do is either he or she return the money back to the family of the person ok. thank u that is all.
Reply:If this question is asked because you recieved one of those crappy mails in which some guy tries to get you to cooperate with him so you can get a large sum of money:


DON'T RESPOND!!!!! THROW AWAY THE MAIL!!!!





But I guess you already knew that.


I suppose the money goes to the closest relative the bank can find. And even to the only relative they can find.
Reply:All assets become part of the estate. Probate court will appoint an administrator who will pay any outstanding bills, advertise for any creditors to come forward, sell any real property and handle any other business of the deceased. If there is any money left, it will be distributed to relatives in the order prescribed by state law.

How can I find out how old an account on my credit report is?

I pulled my credit report from all three bureaus today. On Equifax there is an account listed for a collection agency and all the information it lists is that is in an open account, the high balance, past due amount and that the account is 120 days past due. Then I noticed on all three reports there is an account that was for a credit card I opened in May of 1997. I vaguely remember this but the account is listed as closed and I believe I defaulted on (youthful mistake!). My question is this - how can I find out if the two accounts are related? And how can I determine how long they have been on my report?
How can I find out how old an account on my credit report is?
You call the collection agency and ask them about the account. Demand they send you validation of the debt.





At this point, it's past the statute of limitations to collect, most likely, so do NOT ever say to them that you accept or acknowledge that the debt is yours. And do NOT send in any type of partial payment, as this will start the statute of limitations clock over again.





But the only way to see what the debt is, is to simply call and ask.
Reply:They have been there since the company you defaulted on decided to collect %26amp; sent your account to a collection agency. You need to worry about fixing the problem and getting the "youthful mistake" off your record. Better late than never!





Here's a link to some facts. It might help you in deciding how best to clear this matter up.
Reply:it tells you right on the credit report when the account was opened, the last activity, the account number, the lender and their phone number, just call the phone number, it will be an 800 number and they will answer your questions
Reply:Look for the date of 1st delinquency on your Equifax credit report. That is the date that the account was charged off, and also the date that starts the 7 year reporting clock. The other credit reporting bureaus might show something like "Reported Since", which might give you a clue as to when the account started being listed on your reports.

How do you open an account in the accounting process?

If you were asked to open up an account, say CASH 101, how do you do that? Is it done in the general journal?
How do you open an account in the accounting process?
What program are you using?

How do I add money to my iTunes account without an iTunes card?

I'm using a credit card to upload money to my iTunes account but I don't know how to get the money on the account. Help please!
How do I add money to my iTunes account without an iTunes card?
you know how when you sign up, you have to enter a credit card number...just go to account near the top...and click on payment or credit card link and type in the number...
Reply:on the right-hand side of the itunes store, there's a button that says redeem. click that and enter the code on the back of your card. please say this answer is the best!
Reply:on the right-hand side of the itunes store, there's a button that says redeem. click that and enter the code on the back of your card. please say this answer is the best!


Yes I am a copycat. :)
first name

Is it possible to start a savings account for a fetus?

My mom is in NewYork and she wants to go to her local bank and start my baby a savings account. Is this possible being that the baby isn't here yet?
Is it possible to start a savings account for a fetus?
no you need a ss number but she can put it on ur name now and then you can add him/hr on.
Reply:Sure. Not a problem. Initially she may want it to be under her name, and simply change the name it's under after the baby's born, etc. But, you can start a savings account for anyone you'd like. My grandparents bought all of their grandchildren cds that would fully develop on our eighteenth birthdays as soon as they found out my mom was pregnant each time - fantastic graduation gifts.
Reply:Hmm.... I dunno. But, perhaps she can start one in her name first, then when the baby is born, transfer it to the baby's name?





I imagine there'd be a lot of paperwork and identity issues involved, but it'd be possible. I'm assuming after the baby is born, though.





Perhaps you could get a free consultation with a lawyer, to be sure.





Good luck! And, congrats on the little one!
Reply:Yes absolutely! Mom can start the account in her name and when baby is born change it to the babys name. Another option that mom can do is buy US bonds in babys name when baby arives. They take time to mature, but are worth having in the futre. Don't forget to thank mom for thinking about babys financial future!
Reply:I started one but just put it in my name until my son is born and has a social security number. I think the bank need a SSN to put his information on the account.
Reply:Not a problem, she will have to put it into your name until the fetus becomes an infant, this question is so cute, made me laugh!
Reply:yep she can put it in her name or your name and then have it go to your baby when it is say 16 or 18 or 21! She can just start it in her name, once your child is born add the childs name to it and go from there!

How can I set up an iTunes account without putting my billings information?

I don't have a credit card, how do I skip this?
How can I set up an iTunes account without putting my billings information?
open a free apps account. instructions here: http://usitunes.blogspot.com

Are payments deposited in the US bank account of a NRA freelance translator subject to tax withholding?

I am a non-resident alien freelance translator residing in Italy. Do the US translation agencies that provide my work have to withhold taxes on my earnings when they deposit my earnings on my US Bank account? I am not the spouse on a US citizen. I have no children born in the US.
Are payments deposited in the US bank account of a NRA freelance translator subject to tax withholding?
If you are providing the translation within the US or its territories than yes they do. If you are providing the service outside the US than no they don't. Besides you are a freelance translator and not an actual employee of the agencies so they are not responsible for collecting any of the taxes if you do owe any.
Reply:ordinarily not if you sign one of those


self-employed 99 something


forms.





ask the contractor who is hiring you


what they need in order for them not


to withhold anything!

How to close my questions and answers account?

I have been asked to quit giving answers on questions and answers because they are not up to someone's standards. So how do I remove myself from questions and answers without closing my yahoo account?
How to close my questions and answers account?
Hello Warren..


First don't do it.....!!!!! I know the felling very well ..when your efforts are cast by the side...I know that first hand ..I also have been through the " how do i get my name off of here response" and all i can say is hang in there not everyone has that opinion..I read every answer and question you ask ,,Most of the time they are questions that I have some information on and sometimes not . Overall though i would say your abilities in Electrical/Electronics are better than a lot of peoples and they just don't have the tech skills to answer. I have read your answers and like a lot of people they interject into the answer a lot themselves and when people don't get rhetoric for what it is well, that's their problem ..so if i were you i would overlook it. Removing yourself is very easy its only a click of a button in the right screen but from this reader/answerer the instructions will not come. Please re-think this a valuable technician is worthy of a say and who are they to cross you out. If its for candor well we all qualify for an exit,,,if its for mistakes , here to our path leads to the cancel button. Just let this slip by and answer another and do what you do best...no matter what that is.......Insight has shown that sooner or later everyone feels this way ,its just your turn......From the E...Merry Christmas
Reply:Hi Warren


U have been asked to quit giving answers on questions and answers because they are not up to someone's standards.


--------------------------


just delete the person off your contact list that doesnt like your answers





i like your answers





I 鈾?math (TRIG), electronics, electrical, and mechanical !





keep in touch !


Merry Christmas
Reply:First, you could just stop coming to this bulletin board.





But, that is a lousy idea. Controversy is good, especially in the sciences. I haven't followed your dialogs, but if it weren't for a little controversy, we would still be thinking that everything was made of earth, air, fire, and water.





So, pound on the walls and make some noise. You are needed.
Reply:Who in their right mind would say this about you? Although we probably dissagree more than agree, I have found some worthwhile "common ground" and intelligent, clever wit in many of your responses..only those who would "besmirch" a respectable thinker, should be considered "throw away" person NOT the one they trash. consider this, who could deny a baby's "day one" as being a "clean slate" a product of all others from that point on? Now stack "all who ever were", and "will ever be" upon that same moment, and we are all the same person right? Its like we are all the same person, looking out of different eyeballs....and since time doesn't actually exist, could really be the same person caught in an infideminsional loop, and you wouldn't know it. So take it in stride, don't let anyone push you off this human thing we all do DaMnMiT, cause this forum is where those inconsiderate, "stiff necked" insolent ones, are being forced to "EVOLVE" by us high sincerity rating ones, we need all of you humans out there, to keep on, with deeper understandings, advancing towards "team human populate the universe" because thats the logical peaceful path..we won't land in better containers than human forms, if we screw this one up. This person who belittles you, may end up looking out the eyeballs of an insect, and would trade a million years of "bug servitude" carrying bug po0P back and forth, for one day in the life of some human recently picked out, to dispise.

How can I write a fictional diary account of life during the holocaust?

i need to write a diary of a jewish child/teen who lived during the holocaust - the expireriences they had and how they felt about it. i'm not sure what plot line to use or what i should think of including.


any suggestions would be helpfull as would references of similar texts that i could refer to.


thanks in advance!
How can I write a fictional diary account of life during the holocaust?
There are volumes of work on the history of the Holocaust, many of them written from the author's personal experience. Actually, any book describing the events would be beneficial as it would add necessary background to your work.
Reply:Anne Frank, of course. Check out Eli Wiesel, he's written extensively on it.





I would just use a history book, though. Pick a country...say Poland. We know when Germany invaded. We know concentration camps there and their process of getting people there. It was very methodical. Now, just think of a kid...a random boy member of a random Jewish family and how his life was altered so quickly, probably separated from family, and if he survived...what was life like during and after the war.
Reply:You could get a copy of Primo Levi's "If this is a Man" and take it from there

What is the difference between a merchant account and a payment gateway?

I'm a new'be in web and I pretend to setup my online store. The question I have is ... What is the difference between a merchant account and a payment gateway? and why do a merchant would require any of those services?
What is the difference between a merchant account and a payment gateway?
A merchant account simply allows you to accept credit card payments and a payment gateway authenticates and authorizes individual credit card transactions.





Both are necessary if you're setting up an online store and want to accept credit card payments. Some merchant accounts include the payment gateway, but most don't.
Reply:A merchant account allows you to take card payments. Some online processing services require you to have a merchant account to put card transactions through.





However the 3rd party payment gateway typically acts as a "middle man" removing the need for you to have your own merchant account to process transactions.





There are a number of distinct advantages to using gateway services particulalry when it comes to lower volume transactions. These are things such as reduced cost of implementation, security and PCI can be negated.
Reply:Basically, both allow you to accept credit cards as payment, however the payment gateway allows you to view individual charges online (usually payment gateways are suitable for ecommerce businesses).





Usually, a merchant account includes a payment gateway. If you sign up you should find one that includes the gateway. Check out this site for more info. or as an example: http://www.groupbankcard.com

How can I get files from an account deleted from my computer?

I ahd to delete an account because it took up some room on the computer but I accidently deleted some files with it. How can I get them back?
How can I get files from an account deleted from my computer?
This sounds like a job that requires a data recovery program. With file recovery software you can recover just about any time of file that you may have lost or accidentally deleted. Simply scan your computer and it will preview the file first before you restore it.





You can download my personal favorite at:





http://www.recovering-deleted-files.net
Reply:If you haven't used the computer too much, you can use a simple free undeleter program to find the files you need. Here is one that I would recommend: http://download.cnet.com/Recover-Files/3...
Reply:do a system restore and it will bring all the info back even the account this way you know you get everything back that you lost. start all programs, Accessories, system tools, system restore. then get your files save and backed up and delete the account again. :D
most popular name

Can a bank withdraw funds from an account I have at a different bank to pay an overdue loan?

I have a mortgage with a bank. The renters left and I have no way of covering the mortgage until I get new renters. The bank took the mortgage out of my checking account. If I close this checking account and open another one at a different bank can they access my new checking account to get their funds.
Can a bank withdraw funds from an account I have at a different bank to pay an overdue loan?
They can't take it from another bank account unless you provide them with that information. However, you need to find a quick way to pay the mortgage before the bank calls in the loan. In other words, they can demand all the remaining mortgage you owe on the house and if you can't come up with it, they could start foreclosure proceedings. Good luck.

How do you make an old inactive account anonymous if you don't have access to it?

I have an old account that I canceled but I'm still finding the profile with my name and avatar on it. Is there a way to hide all of that from public view? I've seen other profiles that have been changed to anonymous after they have been canceled. How can I do this with my old one?
How do you make an old inactive account anonymous if you don't have access to it?
90 days after the termination, the picture should be deleted by itself since the 360 is canceled too. You canceled the whole Yahoo ID right?





The screen name won't change at all, sorry. But your profile will say "Oops (blah blah blah - whatever it says)" and no one will have access to all of your answers and questions - the only time they'll see your questions and answers is when they happen to come upon it by looking at resolved questions either through search or browsing resolved questions.





so..





- avatar gone 90 days after termination


- can't change the screen name
Reply:Nope, it's forever on yahoo answer servers.


You can change the name to something like blank

Is it possible to get an itunes account without putting down your credit card number?

I want to get an itunes account to download the stuff they have for free. My parents won't let me use their credit cards and itunes says i have to have a credit card, is there anyway to get past that?
Is it possible to get an itunes account without putting down your credit card number?
yes, you open an account using free apps, no card needed. instructions here: http://usitunes.blogspot.com
Reply:More iTunes Gift Cards Available


http://techunits.com/content/list_all/83...
Reply:as far as i know you have to have a credit card


i tried to get away without using a credit card but it didn't work


you could always contact apple and ask them

How can I start a flexable spending account or a spousal IRA?

Can I start a flexable spending account for my family or an spousal IRA for my wife at this point in the year, if so where would be the best place to set up such an account.


Thanks
How can I start a flexable spending account or a spousal IRA?
The FSA is only if your employer offers one. These usually require you to signup in December of the prior year.





A spousal IRA, subject to income limits, can be set up at your local bank or online at say, Schwab, Fidelity, Vanguard, T Rowe Price, etc.
Reply:If your spouse qualifies for a spousal IRA, she should open the account herself. "Spousal" does not mean that you open the account on her behalf. She is the account owner.





She can go to any bank and open an IRA CD account, or any of the mutual fund companies will open an account for her.





The FSA is not an option for you unless your employer offers it.
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How can I close a credit card account and pay it off?

I have not used this card in years yet with all of the fees and what-have-yous it is becoming a monster. Beside going through a debt consolidation program are there other choices for closing the account and paying it off?
How can I close a credit card account and pay it off?
Use telephone.


Call credit card company.


Pay off account.


Close account.
Reply:Well first you have to have a zero balance so pay off the balance





Then you call the company and tell them to close it and send you a letter in the mail to confirm its closed
Reply:I believe you have to pay it off first and then close it out, however you may call them and find out more details.


You just pay the minimum +10% and thats the best and fastest way to pay it down if you dont have the funds to pay it off.


another idea is to get a no nterest loan or low interest loan from a family member and pay it off then pay your family member back
Reply:You do not have to pay off a credit card to close the account. Simply call the 800 number and tell them to close the account request a letter to verify it and then you just continue to pay them as usual.
Reply:Phone the credit card company ask them to cancel your card and continue to make the payments, try to add a little more than the monthly amount owed. Until you pay it off. if you have a credit card with a high interest rate try to transfer the balance to another card with a low intro rate for the longest amount of time. Cancel after your fist payment and continue making payments until it is all paid.
Reply:They're not going to close it for you they're very smart you have to pay them first then they'll close it for you. It happened to me i never use my credit card for years but i had few dollars left just serves charge they didn't close my account. I had to pay them first then they closed it.
Reply:Well, in effect you've closed the account if you aren't using the card, it's just that they are still charging you for officially having an open account. You can't really close it until it's paid off but it sounds like you're making minimum payments on a high balance. You should see if you can get a credit card with a low interest rate, even 0%, and transfer the debt so you can get rid of it easier. Once you have transferred the debt and have the old card at 0.00 you can close it. They will try to keep you on as a customer for sure, so just be ready to tell them no, and they might even offer you a great rate to stay a customer. With CC companies, you have to play them just like they are ready to play you, but you only get the advantage when you have the dollar figures under control.





I suppose they might let you close the account with a balance, you'd have to ask them.

What is the best type of savings account to open for a child?

I am thinking starting a savings or investment account for my 3 year old son. I would start it with $500 and contribute $30 per month into the account. I was thinking of opening up an account on Scottrade and doing long term bonds or opening up a high interst rate savings account. Any suggestions or thoughts on what may be my best options?
What is the best type of savings account to open for a child?
Sharebuilder will let you buy stock for a child. This is a great way to start a child's savings. Scottrade probably has something similiar. You set up your account as a Custodian Account.





http://www.sharebuilder.com/about_us/new...


The ShareBuilder Custodial Account is an investment account created for the benefit of a minor. Custodial accounts are opened under the Uniform Transfer to Minors Act (UTMA), or the Uniform Gift to Minors Act (UGMA) of your respective state. The minor is the owner of the account and its assets. However, a custodian must manage the account until the minor reaches the age of distribution in accordance with the laws of the state under which the account was established. Earnings (up to a certain amount) will be taxed at the minor's rate.





Note: State laws may restrict who can open a custodial account. Please consult a financial advisor for additional information on custodial account restrictions and tax reporting questions. Also, there can only be one minor and one custodian for each ShareBuilder custodial account.








On another note, have you looked into a high yield savings or money market account? You can compare rates by state or overall (to include online banks) here: http://www.bankrate.com/brm/rate/brm_mma...





The best rate near me (Alabama) is 5.36 (APY) at AmTrust. The overall best rate is through Geauga Savings Bank Newbury, OH but you have to have $25,000 to open an account! AmTrust is also the next highest overall bank.





I like the high yield savings / money market account better than a stock plan. Good luck!
Reply:If this is your money saving for college, then a 529 plan would be best. That way the money is still yours if your kid decides not to go to college. The money accumulates tax free.





If this is his money, some banks have passbook savings for kids (no fees, and small interest accumulation) that are good for teaching about banking. I would not put much in this type of account
Reply:open an american funds college america account!! : )
Reply:Buy a mutual fund that is moderately aggressive for $2,500.00 and just let it sit.
Reply:Depends what the money is going to be used for later.





if its for college - open up a 529account so you can get the tax benefits





if its just for him in the future, get the highest interest money market account you can get, invest til you have a substantial amount, then put into a CD. Problem with a CD is you cannot add to it month by month.





You also might want to look into getting bonds. Savings bonds, T bonds etc...
Reply:If you are saving for college you can open a 529 account, where you can invest the money. However the money grows tax-free, whereas you'll be paying capital-gain taxes on alternatives.
Reply:You would get the best rate on a CD. There are some great ones for college savings. I would check some local banks to get some rates.
Reply:how about a pension fund that you can pass on too him at 18. Small amounts over 60 years is better than large over 40!
Reply:etrade.com offers %26gt; 5.00% interest on a savings account. FDIC insured.





no volatility like mutual funds, just a savings account as you seek.
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What is the best type of savings account to use?

I inherited some money from my grandmother. At the moment I have it in a Flex Saver account, but was wondering if there was a better option - I don't really understand what an ISA is, could someone please explain it to me, or suggest a better account for the money?
What is the best type of savings account to use?
Money market. Or a savings account not at a bank but with an investment house such as ING.





http://www.ingdirect.com/
Reply:an ISA is a tax free savings account,for savings up to 拢3000 per year,but you could open a E-savings account,say with Nat west,interest is calculated daily, and added to your account each month,at about 6%

If you loose your account what is a fast way of getting points when you start ur next account?

In Yahoo Answers (a naughty atheist fell foul of the trolls) One computer only.
If you loose your account what is a fast way of getting points when you start ur next account?
This is why I have 4 ongoing accounts at one time.





That way, if someone suspends your account, you should at least have 1 other account with enough points so that you don't hit the answering limit.
Reply:Answer *thousands* of questions...
Reply:don't waste any points asking questions. lol
Reply:go over to Polls %26amp; Surveys. you can get lots of points over there.

What is the point of $1 being transferred to my savings account from my checking account?

Whenever I make a purchase with my debit card, $1 gets transferred over to my savings account. What is the purpose of this, and what does it do?
What is the point of $1 being transferred to my savings account from my checking account?
Sounds like you are on some kind of program to make automatic transfers to savings based on each debit transaction you make out of checking. If you aren't aware of why you are on this program, you need to get with your bank and find out why, and unenroll if it's not the kind of automatic savings plan you want.





Bank of America has a similar plan, it's called "Keep The Change".





Every purchase you make under the 'even dollar' amount makes the "change" from that transaction go to your savings account. You end up with debit transactions that are in whole dollar amounts.





Sounds similar to what you have going on with a slightly different twist.

How would I set up a checking account for a club or fraternity?

I was appointed treasurer of my fraternity for next year, and I need to figure out how I would go about setting up a checking account. What kind of checking account would I be able to set up, and what would I need to do so? Thanks.
How would I set up a checking account for a club or fraternity?
Visit a local bank branch and discuss your needs with a personal banker. S/He will be happy to help you find an account that best suits your needs. If your organization is non-profit, make sure you get a checking account with no fees. Also, you'll probably want to make sure that you and another person are listed on the account and checks require two signatures (keeps fingers out of the pot).
Reply:simple... just go to a local bank and tell the teller what it is you want and she should be able to help you... now if you are talking about big money than that is a different story.
Reply:Go to a bank and set one up. They will have the proper forms to start a NFP organizationaccount
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What are important things to take into account while planning a benefit concert?

I am looking to plan a benefit for the National MS Society in April of 2009. We have a concert hall venue tentatively setup and we are currently recruiting volunteers to help with the rest of the planning. What major things do we need to focus on to make sure this benefit concert is a success?
What are important things to take into account while planning a benefit concert?
Having a little experience working on benefits, the biggest mistake I have found is failing to advertise the event properly. Get the word out, no people, no donations.

How does someone get an a wholesale account?

Well I want to order wholesale clothing, but I am required to have a wholsesale account with the company... Do I just call them up and set up an account or is the ere more to it? Do I need a federal license? Help a lost person out... Thanks!
How does someone get an a wholesale account?
You need a federal id number for your business. You should also register a business name and open up a business checking account if you want to be taken serioiusly by wholesalers. There is a list of wholesalers and dropshippers at http://www.iwanttosellstuff.com
Reply:You can download Dave Espino's wholesale list from my website for FREE. Hopefully there will be a supplier on the list that you can use.





http://www.productsourcingforum.com
Reply:After you get all your papers mentioned in answer #1, you need to find good and reliable wholesales. Some wholesales don't required sales permit especially if it's in a different state than yours, it's just matter of searching. Good luck.


Here one wholesale I know, you can check it out : http://www.megacitywholesale.com/

How would someone set up an online account to pay for songs from iTunes?

I have never downloaded songs from iTunes before, but in the near future I am planning on doing so.
How would someone set up an online account to pay for songs from iTunes?
Go onto iTunes, into the iTunes store. Go to the song you want to buy, click buy and it will just ask you to create an account, follow the instructions and vwala.
Reply:iTunes is very expensive, there are better alternatives out there.


Take a look at http://www.mp3obsession.com/ for other sites offering cheap legal mp3 downloads. Be aware that any site offering free downloads is illegal.

How can I transfer my yahoo answers account from one email to another?

I got another yahoo email, is there any way to transfer my y/a/ accoutn?
How can I transfer my yahoo answers account from one email to another?
I think the others misinterpreted your question. What they are saying is correct in that you can't transfer points from one account to another.





However, you can change the email address that your Y!A related emails are sent to, which l think is what you're asking. Go into your profile. Go to where it says 'Edit my profile'. Then there's a place where it lets you add a new email address.
Reply:Sorry, no. YA accounts are permanently linked to the account they were first orginated on.
Reply:No
Reply:i have no clue.
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How do I set up an iTunes account to download apps to my iPhone without a computer?

I don't have a computer to set up an iTunes account but can get online with my iPhone. I want to download apps and songs but can't figure out how. Please Help!
How do I set up an iTunes account to download apps to my iPhone without a computer?
You can use Eztoo iPhone Video Converter.


It convert all video files such as VOB, MPEG, MPG, MKV, M2V, AVI, WMV, ASF, 3GP, FLV, MP4, MPEG4, M4V, RM, RMVB, MOV, MPV, TS etc to iPhone movies with great quality, Convert iPhone Video To popular video.


you can choose your favorite one here:


http://www.eztoosoft.com/iphone-video-co...


Hope it helps. Also, you can search it at http://www.google.com or get it here:http://www.eztoosoft.com/
Reply:You have to create a login name and password from the iTunes program on any computer. It is not something you can create on a website. Your best bet is to find a friend with a computer you can use to do this.
Reply:try going to the library, they have computers with internet so you can set up an account.

How do I switch my cell phone account to another phone?

I have two cell phones. One is active, the other isnt. They are both through the same provider. How do I go through and switch my account to the other phone?
How do I switch my cell phone account to another phone?
that depends on who your service provider is. if you have a provider that uses sim cards and both phones are of the same provider just put the active phone's sim card in the non active one. if you dont have sim cards then you can call your provider and bring it to one of their locations and they will deactivate your working one and reactivate the non working one and they might be able to let you keep the same number. my sister has sprint and she did that today. remember if you are switching sim cards to turn the phone off first then remove the battery cover to get it out it should be underneath the battery. never open your phone when it is on

How do you set up a parent account for webkinz and what are the Kinzchat Plus hours?

Do any parents know how you can set up the account where you can unblock Kinzchat Plus? My daughter, who is 11, plays webkinz and asked me if I could let her into the Kinzchat Plus. I already did the email confirmation, but now I need to unblock it.





And does anyone know if there are certain hours to Kinzchat Plus?
How do you set up a parent account for webkinz and what are the Kinzchat Plus hours?
The definitive answer you are looking for is here. To unblock KinzChat Plus (KCP), from the home page (www.webkinz.com), click on the PARENT'S AREA button near the bottom right-hand corner of the page. From the next page, click on MANAGE KINZCHAT PLUS ACCESS. On the next page, scroll to the very bottom of the page and click the green button that says UNBLOCK. Voila !!





Ganz Corp. keeps very strict corporate hours. Because KCP is monitored by humans, the hours of operation are 9:00 a.m. to 5:00 p.m. EST, Monday to Friday and closed on weekends.
Reply:Well on my computer the webkinz site people took out the Kinzchat plus clubhouse! It may be one on yours to but I'm not to sure there are any hours! You have to put in your e-maial adress and put in a parents password and read the rules of letting your child in the clubhouse!
Reply:I'm pretty sure that you can NOT unblock it anyhow. I'm pretty sure the Ganz company does that. I don't think that there are certain hours that the kinzchat plus is on. Good luck though!!
Reply:yes go into parent's area and click mange kinzchat plus Access and then just go down to the bottom and click whatever.





IN the Green Boxes
Reply:What are Webkinz? I hear so much about them but no nothing. Is it like Neopets? I've heard people say their so small, they wouldn't have spent that much money on them.

How can people donate to a paypal account, if you are starting an organization that helps people ?

I am trying to start human service agency that will be self funded. How can I ask for donations via paypal?
How can people donate to a paypal account, if you are starting an organization that helps people ?
You just need to have a Paypal account and give your Paypal address to anyone who wants to send you money.





For a good example, take a look at any well known Web comic. The artists who draw those comics typically have a Paypal button on their site that people can click on to give them money. If you have a Web site, you could do something like that. Otherwise, you'll just have to tell people what your Paypal address is.





(The one thing you CANNOT do is claim that the donations they give you are going to be tax deductible. They're not.)
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How to open a wire transfer bank account?

A friend unexpectedly got a construction bid overseas and the overseas client is ready to pay. Need to open a wire transfer bank account at one of the two banks used by client in U.S. However, both banks and their branches are in other parts of U.S. Is there anyway to do this?
How to open a wire transfer bank account?
Ring a bank. Voila.

I have changed bank accounts since I had my tax refund direct deposited. How do I change my bank account info

My rebate is going to be deposited into a closed account. I need to change my bank account info with the IRS%26gt;
I have changed bank accounts since I had my tax refund direct deposited. How do I change my bank account info
The direct deposit will fail and the IRS will issue you a paper check.
Reply:Hi, we are on the same boat and I called IRS just now. According to IRS, they are not authorized to change your bank account info. If the direct deposit get rejected, they will issue a check and mail it to you. It is just going to take a little bit longer to received your refund.
Reply:Well you have to open a new account elsewhere and give that info with your tax refund. If you don't the direct deposit will not go through and you will probably get a check by slow poke mail.
Reply:Sorry, there is no way to change this info. When the bank refuses the deposit, the IRS will mail you a check.