Tuesday, May 25, 2010

How often do the three credit bureaus update account info?

I have paid off two credit cards. One 20 days ago, the other two weeks ago. It still shows the old total on my equifax and trans union and the CC companies tell me they have already reported to them.
How often do the three credit bureaus update account info?
The creditor does the updating to the credit bureaus. Most creditors only update once a month. You have to allow 30 to 60 days for it to show up on your credit report.





The credit bureaus receive updates constantly. The updates show up in your file right away.
Reply:It can take anywhere from 30-45 days for the new information to show up. Depending on how you are accessing your credit reports you may not be getting the accurate info. Wait a few more days and then go to myfico and buy your scores there... all other sites are FAKO scores, not accurate.
Reply:Typically the information is updated to the bureaus the month following the change. However, if you are looking to receive financing for a vehicle or home, your loan officer may request that the information be updated immediately.





Chris G.


www.howtogetanfhaloan.com
Reply:They update every thirty days, but it takes 60 days to show up on record.
Reply:It generally takes 30 days for your report/score to update. Give it a little more time and it should show up then.
Reply:I think it's one a month. Not too often.
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