Sunday, May 23, 2010

What is the best bank for a checking account?

I am looking to open a checking account, but I am not familiar with the process and don't know too much about banks. I do know that certain banks charge you for the littlest things whereas others do not.
What is the best bank for a checking account?
It all depends on what you will use it for. Do you use online banking, a debit card, pay bills through their service, ect? Consider all the things you will want, there's a lot of choices out there. What region do you live in? There are a lot of local banks that are better off right now than the big names (Chase, Bank of America, ect), and often have lower fees because of that.
Reply:banks usually charge more than credit unions. When you open an account you will need a current ID %26amp; social security number, and if the ID is new(less than 60 days) you will also need a recurring bill to verify your address like utility bill, or cell phone bill or auto insurance.
Reply:Citibank.


I have had no problems with them at all. I've had WaMu and Wells Fargo in the past, and they are so petty with their fees.
Reply:Wachovia

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