My mother has recently bought her BlackBerry Bold and has her work email already added so that she can check her emails, but i want to know if she can add her yahoo email also. Help?
How do i set up another personal email account to my BlackBerry Bold?
She needs to log in on her wireless carrier blackberry internet service (I assume it's AT%26amp;T so she would have to go here : http://att.blackberry.com/ )
Once she's logged in, she will be in the main page where she can find (down on the page) a button that says "Setup Account".
Using that feature, allows her to add more email accounts to be linked to her Blackberry.
Reply:go to the email setup icon on the Blackberry Bold. If you can't see it, hit the BB menu button and select "show all". You can also do this via the internet. Heres the Link to do it on the computer:
http://na.blackberry.com/eng/support/bla...
Sunday, May 23, 2010
What happens to a bank account in a living trust upon the death of the trustee. Is the account frozen?
Do I have to wait until I receive her death cert. before I can add my name to the account as succesor trustee?
What happens to a bank account in a living trust upon the death of the trustee. Is the account frozen?
Need more details...lawyer here. What kind of living trust are we talking about, a trust declaration or something like a Totten Trust (a joint bank account).
You cannot add your name as a successor trustee after the death of the creator of the trust. The trustee takes over at the death of the trustor (creator) and the purposes of the trust are executed at that time. There has to be a beneficiary of the trust. That person is now the owner of the account.
If you are the beneficiary, you would probably have to supply a certified copy of the death certificate to the trustee of the trust to prove your beneficiary status. I suspect from what you wrote that you are dealing with a bank? If so, a death certificate should get them to recognize you as a beneficiary and release the account to you per the trust agreement.
However, without a lot more detail, i can't say much more than I have here. But your suggestion that after the death of the trustor(creator of the trust) you could add your name as a trustee is just wrong. Whoever the designated trustee was, is the only trustee that can exist after the death of the trustor has occurred.
Reply:Yes, you would need a death certificate. The bank will not make any changes in the account until you have one.
Your question is a bit confusing though. The person that set up the trust is the trustor. There should be an administrator of the trust. The administrator is who needs a copy of the death certificate so they can carry out the terms of the trust and distribute the assets.
A trustee is the person or bank or whatever, that is holding the funds on behalf of the beneficiary. A successor trustee takes over from the original trustee if they die.
So, if what you said is correct, then this person that died was holding funds for someone else in trust??? Now you are taking over and holding those funds?
Or did you mean you are the beneficiary of the trust?
What happens to a bank account in a living trust upon the death of the trustee. Is the account frozen?
Need more details...lawyer here. What kind of living trust are we talking about, a trust declaration or something like a Totten Trust (a joint bank account).
You cannot add your name as a successor trustee after the death of the creator of the trust. The trustee takes over at the death of the trustor (creator) and the purposes of the trust are executed at that time. There has to be a beneficiary of the trust. That person is now the owner of the account.
If you are the beneficiary, you would probably have to supply a certified copy of the death certificate to the trustee of the trust to prove your beneficiary status. I suspect from what you wrote that you are dealing with a bank? If so, a death certificate should get them to recognize you as a beneficiary and release the account to you per the trust agreement.
However, without a lot more detail, i can't say much more than I have here. But your suggestion that after the death of the trustor(creator of the trust) you could add your name as a trustee is just wrong. Whoever the designated trustee was, is the only trustee that can exist after the death of the trustor has occurred.
Reply:Yes, you would need a death certificate. The bank will not make any changes in the account until you have one.
Your question is a bit confusing though. The person that set up the trust is the trustor. There should be an administrator of the trust. The administrator is who needs a copy of the death certificate so they can carry out the terms of the trust and distribute the assets.
A trustee is the person or bank or whatever, that is holding the funds on behalf of the beneficiary. A successor trustee takes over from the original trustee if they die.
So, if what you said is correct, then this person that died was holding funds for someone else in trust??? Now you are taking over and holding those funds?
Or did you mean you are the beneficiary of the trust?
Escrow account for home, how does it work when paying taxes?
OK I am clueless here. I have an escrow account with $3900 in it. The bank, says online, that in 12/2006 the next estimated scheduled county tax payment is $532.98 (seems low) . It also says the next estimated scheduled school tax payment is $334.02 (seems low) on 12/06.
I grasp the insurance part, but the taxes I dont get. Why are they so low? The Appraisal District website for my county shows estimated taxes at... City $1,210.27, School $2,347.94, County $292.46, College $108.20, and Hospital $339.30...for me.
So what do I owe? Do I have enough in there? Will the bank automaticaly pay the taxes? Why are the College, Hospital, and City taxes not showing up as getting ready to be paid on 12/2006?
I also plan on putting another $512 in the escrow account before 12/2006, bringing it to $4412.
Escrow account for home, how does it work when paying taxes?
My escrow is set up to pay my county taxes twice a year. The first half in June and the second half in December. Possibly this is what is going on with you and that's why it seems so low?
Reply:The taxes are paid out of the escrow acount the same as your homeowner's insurance. The taxes must be billed at different times during the year. This is not unusual.
Reply:The only reason for an escrow account is to make sure taxes an insurance are paid on time. When the bank set up the account, you can bet they checked the amounts and due dates for all the taxes and insurance and required enough to cover them. Don't forget, part of each monthly payment goes to keep the escrow account funded. In my area, property taxes are billed every 6 months. The differences between your numbers is probably explained by comparing full year number to part year payments. If the home was reassessed for tax purposes after they checked, that could explain minor differences left after accounting for multiple payments.
Reply:I'd talk to the mortgage holder and ask them to explain it. You should get a statement from them at the end of each year showing what taxes have been paid. If you/ve owned the house since at least early 2005, check last year's statements for the amounts you paid then - they might have changed some, but probably not a lot unless you had a major reassessment.
Also, your county assessment office should be able to tell you what taxes you'll owe for a year. If those numbers you show are specifically for your property, then the amount in escrow might well be about right depending on when payments are due.
If you just bought the house recently, it's possible that this year you only owe part of the taxes. From your question, there's no info on how often the various taxes are due. Where I live, school tax is due once a year, in the fall; county tax also once a year, but in the spring. Each area has different schedules.
The idea of an escrow account is that the total taxes and insurance are totalled, and 1/12 of the total is added to each month's house payment so the money is there when it's due. Escrow accounts can go negative depending on timing. If over the course of a year it doesn't even out, your payment for the following year should be adjusted up (or down) to compensate.
Reply:My escrow account is set up to pay my Homeowners Insurance and property taxes only. I don't know about the other taxes you have. Contact those departments and ask them. I wouldn't complain about them being low.
Reply:The website is usually including all the properties in a county per se and the numbers are average. Depending on the value of your house compared to the average, the tax payment may be high or lower.
These accounts are set so that the mortgage company can your insurance and tax. A portion of your mortgage payment gets deposited into these accounts monthly.
You should be able to call the company and ask then to refund the excess, unless you anticipate a dramatic increase in your tax and insurnance payment.
I grasp the insurance part, but the taxes I dont get. Why are they so low? The Appraisal District website for my county shows estimated taxes at... City $1,210.27, School $2,347.94, County $292.46, College $108.20, and Hospital $339.30...for me.
So what do I owe? Do I have enough in there? Will the bank automaticaly pay the taxes? Why are the College, Hospital, and City taxes not showing up as getting ready to be paid on 12/2006?
I also plan on putting another $512 in the escrow account before 12/2006, bringing it to $4412.
Escrow account for home, how does it work when paying taxes?
My escrow is set up to pay my county taxes twice a year. The first half in June and the second half in December. Possibly this is what is going on with you and that's why it seems so low?
Reply:The taxes are paid out of the escrow acount the same as your homeowner's insurance. The taxes must be billed at different times during the year. This is not unusual.
Reply:The only reason for an escrow account is to make sure taxes an insurance are paid on time. When the bank set up the account, you can bet they checked the amounts and due dates for all the taxes and insurance and required enough to cover them. Don't forget, part of each monthly payment goes to keep the escrow account funded. In my area, property taxes are billed every 6 months. The differences between your numbers is probably explained by comparing full year number to part year payments. If the home was reassessed for tax purposes after they checked, that could explain minor differences left after accounting for multiple payments.
Reply:I'd talk to the mortgage holder and ask them to explain it. You should get a statement from them at the end of each year showing what taxes have been paid. If you/ve owned the house since at least early 2005, check last year's statements for the amounts you paid then - they might have changed some, but probably not a lot unless you had a major reassessment.
Also, your county assessment office should be able to tell you what taxes you'll owe for a year. If those numbers you show are specifically for your property, then the amount in escrow might well be about right depending on when payments are due.
If you just bought the house recently, it's possible that this year you only owe part of the taxes. From your question, there's no info on how often the various taxes are due. Where I live, school tax is due once a year, in the fall; county tax also once a year, but in the spring. Each area has different schedules.
The idea of an escrow account is that the total taxes and insurance are totalled, and 1/12 of the total is added to each month's house payment so the money is there when it's due. Escrow accounts can go negative depending on timing. If over the course of a year it doesn't even out, your payment for the following year should be adjusted up (or down) to compensate.
Reply:My escrow account is set up to pay my Homeowners Insurance and property taxes only. I don't know about the other taxes you have. Contact those departments and ask them. I wouldn't complain about them being low.
Reply:The website is usually including all the properties in a county per se and the numbers are average. Depending on the value of your house compared to the average, the tax payment may be high or lower.
These accounts are set so that the mortgage company can your insurance and tax. A portion of your mortgage payment gets deposited into these accounts monthly.
You should be able to call the company and ask then to refund the excess, unless you anticipate a dramatic increase in your tax and insurnance payment.
What can I do to get my Runescape account to stopp refreshing itself?
When ever I play, about 5 minutes later, the mouse locks up, and the screen takes me back to the main menu. What can I do to stop it?
What can I do to get my Runescape account to stopp refreshing itself?
You most likely are doing one of the following:
Hitting F5, which automatically refreshes the page, which therefore returns your browser to the Runescape Main Menu.
Pressing the back button, which will also inadvertly bring you upon the main menu.
Or blaitantly pressing refresh at the top of the page.
If none of these is thecase, you might just have a keylogger.
Reply:well you can stop the refreshing or the map its just making sure that you are in the rite place on the map so unless you are talking about the whole page refreshing then thats all i got. =) have fun on runescape! =) Report Abuse
family name
What can I do to get my Runescape account to stopp refreshing itself?
You most likely are doing one of the following:
Hitting F5, which automatically refreshes the page, which therefore returns your browser to the Runescape Main Menu.
Pressing the back button, which will also inadvertly bring you upon the main menu.
Or blaitantly pressing refresh at the top of the page.
If none of these is thecase, you might just have a keylogger.
Reply:well you can stop the refreshing or the map its just making sure that you are in the rite place on the map so unless you are talking about the whole page refreshing then thats all i got. =) have fun on runescape! =) Report Abuse
family name
Should I move my money from my savings account?
I am a 22-year-old student beginning my PhD next year. I have recently acquired ~$18,000 that I do not need at the moment. It is sitting in my savings account right now earning 4.25% interest. I am not planning on marrying or buying a house for at least another 5 years, but I would like the money to be somewhat available just in case things change. I am more concerned with ensuring that I don't lose money than with it growing significantly. Should I keep it in the savings account or look into mutual funds, stock market, etc? Canada Savings Bonds currently have a lower interest rate than my savings account, so that doesn't make sense to me. Thanks for your input.
Should I move my money from my savings account?
i would advise you to ladder it in to cd"s with expire dates of 12, 18, 24, 26, and 32 months that way should the need arise you will have a hunk of money coming in every 6 months and when they do come due if you do not need the money roll it over and if possible add to the investment!!!
Reply:The question is of a rhetorical kind. If only the one knows the correct answer :-) Your choice will depend on the level of risk you are ready to take.
My personal opinion although is that 5 years is not long enough for mutual fund unless you take a low risk package managed by bank. Such a package may not bring you more then your saving account though.
And as for 4%, keep in mind that inflation is around 2% and remaining 2.25% will bring you $405 - ~25% tax = $300. By keeping money on saving account you simply protect them from devaluation.
Reply:You could put it into CDs in chunks if the rates are higher than your savings account.
Find a savings/money market account that pays better interest. I know ING Direct is paying @5% right now.
If you don't mind risk and tax consequences than invest in low cost mutual funds, index funds or stocks.
Should I move my money from my savings account?
i would advise you to ladder it in to cd"s with expire dates of 12, 18, 24, 26, and 32 months that way should the need arise you will have a hunk of money coming in every 6 months and when they do come due if you do not need the money roll it over and if possible add to the investment!!!
Reply:The question is of a rhetorical kind. If only the one knows the correct answer :-) Your choice will depend on the level of risk you are ready to take.
My personal opinion although is that 5 years is not long enough for mutual fund unless you take a low risk package managed by bank. Such a package may not bring you more then your saving account though.
And as for 4%, keep in mind that inflation is around 2% and remaining 2.25% will bring you $405 - ~25% tax = $300. By keeping money on saving account you simply protect them from devaluation.
Reply:You could put it into CDs in chunks if the rates are higher than your savings account.
Find a savings/money market account that pays better interest. I know ING Direct is paying @5% right now.
If you don't mind risk and tax consequences than invest in low cost mutual funds, index funds or stocks.
Saturday, November 7, 2009
How do I copy data from one user account to another on Windows XP Pro?
Easy directions to move all of my data to another user profile would be appreciated. Thanks in advance.
How do I copy data from one user account to another on Windows XP Pro?
The easiest way is to use the File and Settings Transfer Wizard. While logged in as you, Start%26gt; All Programs %26gt; Accessories %26gt; System Tools %26gt; File and Settings Transfer Wizard. Follow the prompts in the wizard, using your account as the 'old computer', and choosing "Files only" on the appropriate page. When it asks where to store, pick a flash drive if you have one, otherwise select a folder on your hard drive (create one if you want just for this purpose). When it's done, log into the other user, open the wizard there as the 'New computer' and let it gather the files and put them in their correct locations.
Reply:In the admin. account go to windows explorer, click on the plus next to mycomputer it will show your HD ususally local disk, click plus then click plus on documents and settings, click on the user account that the files are in and click on the file go to edit and copy to file a pop up will come up then find where you want to copy the file click on it and then clik copy.
Reply:If you are Admin just copy over the files into correct folders
ie. C:\Documents and Settings\XXXXXXXX\My Documents
into C:\Documents and Settings\YYYYYY\My Documents
hop that helps
How do I copy data from one user account to another on Windows XP Pro?
The easiest way is to use the File and Settings Transfer Wizard. While logged in as you, Start%26gt; All Programs %26gt; Accessories %26gt; System Tools %26gt; File and Settings Transfer Wizard. Follow the prompts in the wizard, using your account as the 'old computer', and choosing "Files only" on the appropriate page. When it asks where to store, pick a flash drive if you have one, otherwise select a folder on your hard drive (create one if you want just for this purpose). When it's done, log into the other user, open the wizard there as the 'New computer' and let it gather the files and put them in their correct locations.
Reply:In the admin. account go to windows explorer, click on the plus next to mycomputer it will show your HD ususally local disk, click plus then click plus on documents and settings, click on the user account that the files are in and click on the file go to edit and copy to file a pop up will come up then find where you want to copy the file click on it and then clik copy.
Reply:If you are Admin just copy over the files into correct folders
ie. C:\Documents and Settings\XXXXXXXX\My Documents
into C:\Documents and Settings\YYYYYY\My Documents
hop that helps
Is it possible to delete an xbox live account and start over with the same information?
My brother just created a new xbox live account, but he messed up when choosing his gamertag. He accidentally selected one of the suggested tags instead of going back to the creation screen to pick his own.
He's now stuck with a really awful gamertag. Is it possible to delete this one, and start over, or do we have to pay the ten bucks to fix it?
Also, if we delete this account, will all his game saves be deleted?
Thanks for the help, my poor brother is really upset.
Is it possible to delete an xbox live account and start over with the same information?
all he can do is change his gamertag for 800 gamer points im sure you can find a prepaid card somewhere or pay with a credit card
just try not to pick a suggested tag this time
good luck
He's now stuck with a really awful gamertag. Is it possible to delete this one, and start over, or do we have to pay the ten bucks to fix it?
Also, if we delete this account, will all his game saves be deleted?
Thanks for the help, my poor brother is really upset.
Is it possible to delete an xbox live account and start over with the same information?
all he can do is change his gamertag for 800 gamer points im sure you can find a prepaid card somewhere or pay with a credit card
just try not to pick a suggested tag this time
good luck
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