Saturday, October 24, 2009

How much could getting rid of a account in bad standard help your credit score?

Say one in bad standards for $177... In points wise? 5,10, 15, 20 ?
How much could getting rid of a account in bad standard help your credit score?
The account will stay on the report until it ages off, closed or not.
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What happens if one bank closes your account but you have 10 others?

Lets say one bank closes your account due to overdraft that hasn't been paid and they report you to the credit bureau that regulates banks which means you can't open another account.





But you still have 10 other bank accounts with other banks.... do they get closed too?



What happens if one bank closes your account but you have 10 others?
You can be arrested for over drafting and leaving, a bank account.





Most banks don't mess around with this.





If arrested, they will get restitution and court costs, and so will the court.





Just pay it, then close it.






Reply:If you got 10 bank accounts then just pay the overdraft amount something is fishy about this story. Is all this money Legal money ?

How do I get into my business account?

Also, it ihas been less than a month and I need to change my domain name is that possible? Is it possible to add another domain to the same account?
How do I get into my business account?
Yes, it may be possible, send more information and your request to e@culx.net for free help.

How do you open a building society account for a small club?

We are a small group of motorcyclists.





Basically, we have an annual tour in Europe.


We want to save in an account towards our trip etc.





2 persons will be nominated to be able to withdraw monies.





What do we need to do to open such an account?
How do you open a building society account for a small club?
The two of you, plus proof of ID and addresses, plus some kind of paperwork to show that the club exists. The Nationwide has a special account for this purpose.
Reply:Just contact the building society - they will explain if there are any special qualifications needed for their particular society. Take proof of identity at least 2 pieces for each person with authority over the account - driving licence, utilities, bill(s), passport. That may be all that is required. If you have a letterhead of the club that would also be useful. But basically you won't know until youhave spoken to them.

How do I upgrade my yahoo email account to the newer yahoo format?

I have another email and it is a Yahoo Classic Account. Is there any way to upgrade to the newer yahoo email format?
How do I upgrade my yahoo email account to the newer yahoo format?
There is a link on the upper right part of the screen that says "All-New Mail" and click that.
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Are tenants required to give out bank account information during the application process?

I am in the process of filling out a rental application for a home and it requests bank account # and information as a part of the application. Do they have the right to ask for this? Can it be denied by me? They say they need to check if their are sufficient funds, however I am a student and will be receiving money from family and loans. Do they have the right to turn me away as a result of not giving out such important information?
Are tenants required to give out bank account information during the application process?
Yes, that is very common and legal. You can refuse to give it, however don't plan on getting the apartment. Landlords, just like credit companies, want to make sure your financially stable before they let you onto their properties.
Reply:I was once in your situation. Don't worry, everything will work out for you =)





A year ago I found this organization that gives people up to $1500 in renter or mortagage assistance! They operate in most US cities, I highly suggest you try to get some of this money.








http://www.house-mortgage-rent-help.org





Good Luck!
Reply:The applications that I ask my prospective tenants to fill out ask for that information. It's very legal and is a good way for a landlord to know if you have the funds to rent the apartment or house your looking at. You don't have to give the information, but the landlord doesn't have to rent to you if you don't
Reply:Yes, they can. However you can ask if it is necessary.
Reply:You don't have to give every bit of information requested. Most landlords use standard forms, and may not want or need every single piece of information. However if you don't give enough to check your credit, your application is consigned to bottom of pile. I would NOT give bank account #s. And yes, they can legally deny you an apartment for many reasons, including lack of adequate income, not completing application form, bad attitude, sense of entitlement, etc.
Reply:I've never been asked for bank info. never. And since I've been with my fiance we've moved, in multiple states, 5 times. I'd be suspicious and talk to you local authorities, normally there is a department that will let you know about how legit a rental place is and whether or not they've had complaints.
Reply:I think something smells funny. My friend is a leasing agent and she even said that something is probably wrong. I would call the company back and tell them that you are uncomfortable giving that information and see what they say.
Reply:They can decline your app for any reason. However, I would not provide that info.
Reply:Creeps ...





I would not give them that on just an application. It is none of their business at this point.





However, on principle, ask if CASH is acceptable as your first/last/security and I'll bet that will suit them fine.





Of course, if you pay by personal check later on, they will have your bank account # from the check. Who cares - what can they do with that?

How does a creditor find your bank account?

There was a levy placed on my current bank account by a bill collecting agency(credit-card debt) and I am stil owing. My dilienma is that I was laid off from my job and I cannot afford to pay right now. I want to file my taxes and have the funds go directly to my bank account. If I do open a new bank account and e-file, will the creditor be able to find my new account and place a levy on it? I would also like to know how they find it (bank account), and how long it usually takes.





Thanks in advance!
How does a creditor find your bank account?
have your refund sent in the form of a check.


They can find your account if they have the imformation.


Sorry been there too. hang strong it will get better.


check out dave ramsey site helped me a lot God bless
Reply:You missed your day in court, is how they got your bank information. They sued you because the amount of debt you were in was significant enough to warrent it, you didn't show up, they won. If you close your current account, you're opening up a whole other can of worms. There's also a good chance you won't be able to open up another account until you get a letter from the collection agency that the debt has been paid. Then they can garnish your wages when you get another job, because you've already tried to give them the slip. Your name, social security number and a court order is all they need to access your bank account, any present or future accounts.
Reply:they probably sued you and you did not even know it. They can only get to your bank account if they get a judgement against you. In that case don't worry too much about a tax return because they will take it from you anyway.
Reply:It takes them about 30 days to find any account you may have by your social secutity number.
Reply:yes they will,,your taxes will be held as they have a lien on you,,so if you have taxes coming back you will never see it,,talk to the people you owe the money,,you should be able to work out a deal
Reply:You should have your refund returned as a check then cash it at your bank, hasslesome but safest best from credit card collections, or just let them take the money and be done with the debt than duck them the whole year.
Reply:Well Kay sadly enough it is very easy for a creditor to find your accounts if they have a judgement or lagitiamte claim against you. Would be difficult to set up a new account without them being notified if you already have a lean against an exsisting account. Best solution is to get some financial advise on how you can pay off your debt and become a valuble part of society.
Reply:everything we do in life is tracked by our SS#. This is how they learned of your bank account and if your open another one, they will learn of it. It's unfortunate but if you have a refund due to you, you won't get it. Because of the levy, all monies you get will automatically go towards the repayment. the only way they cannot track you if you decide to get a job, is by cash payments. this is why i tell my clients that are on welfare- report all earnings; don't think about not reporting one or the other; we will find out.


good luck!
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